What is NAIFF Loan?

The National Agriculture Infra Financing Facility (NAIFF) is a government-initiative scheme to support the agriculture sector by financing infrastructure and post-harvest management projects. It provides medium- to long-term debt financing to eligible entities such as farmers, FPOs (Farmer Producer Organizations), PACS (Primary Agricultural Credit Societies), cooperatives, agri-entrepreneurs, state agencies, and agri startups.

Loan amounts under this scheme can go up to ₹2 crore per project (especially where interest subvention and credit guarantee benefits are applicable). The scheme also provides interest subsidy (3% per annum) and credit guarantee cover (for loans up to ₹2 crore) to reduce the burden on borrowers and encourage infrastructure development.

Why Choose Us?

SME Experts, we help you navigate the NAIFF scheme smoothly and ensure you get maximum benefit, with minimal hassle.

1. Eligibility Check & Consultation – We help you determine if your project qualifies under NAIFF and guide you through scheme norms.

2. Detailed Project Report (DPR) Preparation – We assist with drafting DPRs that meet bank & government requirements.

3. Application & Bank Liaison – We handle document submission, application on the portal, liaise with lending institutions, and monitor approval process.

4. Subsidy & Guarantee Facilitation – Help in availing the 3% interest subvention and credit guarantee benefits under the scheme.

5. Post-Disbursement Support – Assist with compliance, reporting, and following up for funds disbursement.